Privacy Policy – Financial Data Handling

Effective Date: 8/24/2024
Last Updated: 10/20/2025

Grapplus Inc. is committed to protecting your privacy and ensuring the security of your financial information. This Privacy Policy outlines how we collect, use, store, and protect money-related data when you interact with our services, including how we manage international data transfers.

1. Information We Collect

We may collect the following financial data:

• Payment Information: Credit/debit card details, billing addresses, and transaction history.

• Banking Details: For direct deposits, refunds, or payouts.

• Purchase Records: Items bought, amounts paid, and payment methods used.

• Tax Information: Where legally required, such as for payouts or invoicing.

2. How We Use Financial Data

We use your financial data to:

• Process payments and transactions.

• Provide refunds or issue payouts.

• Maintain accurate accounting and tax records.

• Prevent fraud and ensure secure transactions.

• Comply with legal and regulatory obligations.

3. International Data Transfers

As a global company, Grapplus Inc. may transfer your financial data to, and process it in, countries outside of your country of residence. These countries may have data protection laws that differ from those in your jurisdiction.

When we transfer financial data internationally, we ensure:

• Adequate safeguards are in place, such as Standard Contractual Clauses (SCCs) approved by regulatory authorities.

• Data minimization and encryption are applied to protect sensitive information.

• Transfers are made only to trusted partners and service providers who comply with applicable data protection laws.

By using our services, you consent to the transfer of your financial data to countries outside your own, including the United States and other jurisdictions where Grapplus Inc. or its service providers operate.

4. Data Sharing and Disclosure

We do not sell your financial data. We may share it only with:

• Payment processors (e.g., Stripe, PayPal) to complete transactions.

• Financial institutions for banking operations.

• Government agencies if required by law (e.g., tax reporting).

• Service providers under strict confidentiality agreements.

5. Data Security

We implement industry-standard security measures to protect your financial data, including:

• Encryption of sensitive information.

• Secure servers and firewalls.

• Access controls and authentication protocols.

6. Your Rights

You have the right to:

• Access your financial data.

• Request corrections or deletions.

• Withdraw consent for data processing (where applicable).

• File complaints with relevant data protection authorities.

7. Retention of Financial Data

We retain financial data only as long as necessary to:

• Fulfill the purposes outlined above.

• Comply with legal obligations (e.g., tax laws, audits).

8. Changes to This Policy

We may update this policy from time to time. Changes will be posted on our website with the updated effective date.

9. Contact Us

If you have questions or concerns about this Privacy Policy or your financial data, please contact us at:
📧 contact@grapplusinc.org
📞 813-279 1863

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